Job Overview

description:

4front credit union

position description

position title: internal controls & data quality specialist

department: finance

classification: non-exempt

approved by: ceo

wage grade: 9

wage range: $23.92 - $29.90

reporting relationships:

position reports to: vp risk management

positions supervised: none

position purpose

the internal control & data quality specialist is responsible for supporting the credit union's risk management, compliance, and quality control functions through internal monitoring, data validation, and regulatory oversight. this position plays a critical role in promoting operational integrity by reviewing data quality, assisting with bsa/aml and audit functions, and maintaining training programs that align with current and emerging regulatory standards. the ideal candidate demonstrates strong analytical skills, attention to detail, and a collaborative approach to cross-functional responsibilities.

essential functions and basic duties

1. ensures professional and effective communication with members and internal stakeholders.
2. responds to front-line inquiries or concerns in a timely manner.
3. prioritizes requests based on factors such as member presence and time sensitivity.
4. escalates complex or high-risk issues to management as appropriate.
5. conducts internal reviews to support operational integrity.
6. utilizes credit union systems to perform research and maintain accurate documentation.
7. reports findings and provides actionable recommendations for improvement.
8. uses the audit tracking system to monitor and follow up on corrective actions in a timely manner.
9. recommends changes to the internal audit plan as needed.
10. performs internal monitoring to ensure compliance and data accuracy.
11. reviews bsa-related reports, including large cash transactions, negotiable instrument logs, and wire activity.
12. verifies that address and file maintenance reports are being approved according to policy.
13. identifies and reports data quality issues or inconsistencies to management.
14. maintains the credit union's regulatory training curriculum.
15. assigns and tracks completion of bsa training for staff.
16. assigns and tracks completion of required regulatory training.
17. develops training materials that reflect current and emerging regulatory changes.
18. supports bsa/aml compliance and reporting.
19. assists with the preparation and filing of ctrs and sars.
20. reviews ofac alerts for potential matches or red flags.
21. collaborates with the compliance officer to understand bsa/aml methodologies.
22. reviews alerts generated by the bsa/aml system (e.g., verafin).
23. performs additional duties as assigned.
24. stays current with regulatory changes and industry best practices.
25. assists with special investigations, audits, or internal reviews.
26. collaborates professionally with internal teams on cross-departmental projects.
27. completes other tasks as assigned by leadership.

performance measurements

1. resolves front-line and internal inquiries promptly and within expected timeframes.
2. completes reviews and reports with a high level of accuracy and attention to detail.
3. ensures compliance with internal policies and regulatory requirements in all assigned tasks.
4. provides timely and actionable recommendations that support audit readiness and risk mitigation.
5. communicates effectively and collaborates professionally with team members and other departments.
6. demonstrates initiative through continuous learning and by identifying opportunities for process improvement.

requirements:

qualifications

education and experience: associate's degree in business or equivalent experience in a financial institution

• preferred.
• 2+ years of experience in internal controls, audit, compliance or a similar role within a financial institution
• experience with bsa/aml systems such as verafin is a plus

knowledge, and skills: strong understanding of credit union or bank operations, regulatory compliance, and internal control frameworks.

• excellent organizational, analytical, and problem-solving skills.
• strong verbal and written communication skills.
• ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• attention to detail and commitment to data integrity.
• ability to maintain a high level of confidentiality.
• proficiency in microsoft office suite (excel, word, outlook, etc )

physical activities and requirements of this position

finger dexterity: using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.

talking: especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

average hearing: able to hear average or normal conversations and receive ordinary information.

repetitive motions: movements frequently and regularly required using the wrists, hands, and/or fingers.

average visual abilities: average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.

physical strength: sedentary work; sitting most of the time. exerts up to 10 lbs. of force occasionally. (almost all office jobs.)

working conditions

none: no hazardous or significantly unpleasant conditions (such as in a typical office).

mental activities and requirements of this position

reasoning ability: ability to apply logical or scientific thinking to define problems, collect data, establish facts, and draw conclusions.

• able to interpret a variety of technical instructions and can deal with multiple variables.

mathematics ability: able to perform simple algebra.

language ability: ability to read a variety of books, magazines, instruction manuals, and various literature.

• ability to prepare memos, reports, and essays using proper punctuation, spelling, and grammar.
• ability to communicate distinctly with appropriate pauses and emphasis, correct
• pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses.

intent and function of job descriptions

job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. they are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. well constructed job descriptions are an integral part of any effective compensation system.

all descriptions have been reviewed to ensure that only essential functions and basic duties have been included. peripheral tasks, only incidentally related to each position, have been excluded. requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. in no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. additional functions and requirements may be assigned by supervisors as deemed appropriate.

in accordance with the americans with disabilities act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. however, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.

job descriptions are not intended as and do not create employment contracts. the organization maintains its status as an at-will employer. employees can be terminated for any reason not prohibited by law.

compensation details: 23.92-29.9 hourly wage

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